Thank you

for submitting your withdrawal request!

Need Access to Funds? Understanding Your Options

If you need money from your investment, there are two ways to request it: a withdrawal or a loan. Here’s how they differ.

Side-by-Side

Takes money out of your investment?

Withdrawal: Yes

Loan: No

Your investment keeps earning on the full amount?

Withdrawal: No, it earns on the lower balance

Loan: Yes

Do you pay it back?

Withdrawal: No

Loan: Yes, in monthly payments with interest

Best for

Withdrawal: Needing the money permanently

Loan: Needing money short-term while keeping your investment working

Option 1: Withdrawal

A withdrawal takes money out of your investment.

  • The amount you withdraw is subtracted from your investment balance.

  • Your investment gets smaller, so you’ll earn less going forward.

  • You don’t pay it back. It’s your money, returned to you.

Example: You have $100,000 invested and withdraw $20,000. Your investment is now $80,000, and you earn returns on $80,000 from that point on.

Option 2: Loan

A loan lets you borrow against your investment without taking money out of it.

  • Your full investment stays in place and keeps earning returns.

  • You receive the loan amount and pay it back in monthly payments, with interest.

  • Once the loan is repaid, nothing about your investment has changed.

Example: You have $100,000 invested and take a $20,000 loan. Your investment stays at $100,000 and keeps earning. You repay the $20,000 plus interest in monthly payments.

Side-by-Side

Takes money out of your investment?

Withdrawal: Yes

Loan: No

Your investment keeps earning on the full amount?

Withdrawal: No, it earns on the lower balance

Loan: Yes

Do you pay it back?

Withdrawal: No

Loan: Yes, in monthly payments with interest

Best for

Withdrawal: Needing the money permanently

Loan: Needing money short-term while keeping your investment working

Side-by-Side

Withdrawal

Loan

Takes money out of your investment?

Yes

No

Your investment keeps earning on the full amount?

No, it earns on the lower balance

Yes

Do you pay it back?

No

Yes, in monthly payments with interest

Best for

Needing the money permanently

Needing money short-term while keeping your investment working

Important to Know

■ Approval is not guaranteed. All withdrawal and loan requests are reviewed and approved at the discretion of the Managing Member, based on the fund’s available cash and the terms of your fund’s governing documents.

■ Timing: Your investment is not held as cash. It’s invested in mortgage notes and real estate. If approved, funds typically take 30 to 90 days to be received, depending on the amount requested and the fund’s available cash.

■ IRA and retirement accounts: If you invested through an IRA, loans are not available. Please contact us about withdrawal options, and talk with your IRA custodian or tax advisor.

■ Loan terms (interest rate, repayment period, and payment amount) will be provided in writing before you accept a loan.

Not sure which option is right for you? Contact us. We’re happy to walk through it with you.

For non-IRA investors, a private loan may be an alternative. By using your investment as collateral, you can access the money you need while continuing to earn interest on your investment.